Royaume-Uni : Les tarifs hallucinants des assurances auto
Par chambon pascal le mardi, octobre 18 2011, 10:53 - Actu internationale - Lien permanent
Le Confused.com/Towers Watson Car Insurance Price Index
D’après le dernier Confused.com/Towers Watson Car Insurance Price Index (l’équivalent d’un des indices publiés régulièrement par le comparateur d'assurance Assurland), l’augmentation moyenne des tarifs de primes d’assurances auto auraient grimpé de 12,3% au cours des 12 derniers mois. Bien sûr par rapport aux hausses record de l'année précédente (38% !) l’augmentation resterait Presque relativement “raisonnable”, mais 12,3% c’est énorme, alors pourquoi?
Des assureurs anglais un peu gourmands?
Ces hausses sont bien sûr à comparer par exemple avec l’augmentation de 3% qui est prévue en France pour l'année 2012. Alors, les assureurs opérant sur le marché anglais seraient-ils quelque peu gourmands ?
Certes oui, probablement, mais l’explication de ces tarifs exorbitants tiendrait aussi à une culture du recours en indemnisation (en préjudice corporel) qui prévaut au Royaume-Uni. Si vous souhaitez en savoir plus je vous invite à lire cet article. D’autre part, comme il y a énormément de fraudes aux assurances automobiles au Royaume-Uni, et donc des pertes conséquentes, celles-ci pèserait aussi dans les tarifs pratiqués, qui eux même encouragent la fraude. Bref un cercle vicieux ; sachant que le coût moyen d’une prime d’assurance est de 843 livres au Royaume Uni…
Source : http://www.insurancedaily.co.uk/2011/10/14/swerve-in-car-insurance-costs/
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